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What size boat should I get? Choosing a motor yacht for the Gold Coast

The four questions that decide length, what each ten feet buys you in cabins and tankage, how every running cost scales with size, the Gold Coast depth and marina limits, the insurers' ten-foot rule, and new-boat price bands with dates.

Updated 11 September 2026·10 min read·Gold Coast, Queensland

The honest answer is that length is the last thing to decide, not the first. Four questions settle it: how you will use her, who sleeps aboard, where she will live, and who will drive her. Answer those and the size falls out, along with the budget to run her, which on the Gold Coast is roughly 10 to 15% of her value a year. For most owner-operators here the answer lands between 50 and 65 ft. Here is why, what each ten feet buys and costs, and where the Gold Coast itself sets limits.

Key facts

  • The four questions — use, people aboard overnight, where she lives, who drives
  • The couple’s ceiling — 60 to 65 ft comfortable, 70 to 75 ft the stretch, above 75 ft almost always crewed
  • Three cabins — from about 50 ft in Australian production boats; four cabins plus crew from about 65 to 68 ft
  • Berth by length — Southport Yacht Club member rate: 49 ft $10,230 a year, 59 ft $16,087, 66 ft $23,954, 73 ft $29,308, 82 ft $38,226
  • The insurers’ ten-foot rule — experience on a boat within about ten feet of the one you are buying, or a captain signs you off
  • Running costs — 10 to 15% of value a year is the Australian brokers’ rule of thumb

The four questions

Every credible buying guide, from the yacht brokers to Club Marine to Boat Gold Coast, comes back to the same four.

  1. How will you use her? Day runs to the Broadwater and Wave Break, weekends at anchor at Tipplers or Moreton Bay, a fortnight up the coast each winter, or the Whitsundays every season. Day boating is happy at 40 ft. Weekends want proper cabins, a galley and enclosed heads. Coastal cruising wants tankage, storage and a hull that behaves in a following sea.
  2. Who is aboard overnight? Count beds, not deck chairs. A couple who host day guests need one great cabin and a big cockpit. A family of four who also bring friends need three cabins and two heads, which is a 50 ft boat, not a 45.
  3. Where will she live? The berth sets the length as surely as the budget does. Dry stacks on the Gold Coast stop at about 10 m. Marina berths come in bands, and the jump from a 59 ft berth to a 66 ft berth at Southport is $7,900 a year.
  4. Who drives her? If the answer is you, the honest ceiling for a couple is 60 to 65 ft, 70 to 75 with pods, thrusters and practice. Above that you are hiring a captain, and the boat's cost changes character. Our crew guide has the numbers.

Worth knowing

Boat Gold Coast’s advice is the least glamorous and the most useful: sit down with your family first and agree who will use the boat, where it will go and what you will actually do on it, before you look at a single listing. The size argument usually ends there.

What each ten feet buys you

The Australian production boats make the bands easy to see. Volume grows with the cube of length, so a 60-footer is not a fifth bigger than a 50; owners who have done it describe the 50 as three times the boat.

Band Cabins and heads Beam Fuel and water Examples, with date of the figures Who runs her
45 to 50 ft 2 cabins, 2 heads about 5.2 m 2,100 to 3,700 L / 620 to 750 L Riviera 4600 (2,100 L); Maritimo M50, 2 staterooms, 3,700 L (2025) Owner, easily
50 to 55 ft 3 cabins, 2 heads 4.9 to 5.2 m 2,750 to 4,550 L / 530 to 800 L Riviera 5400, 3 cabins, 3,000 L; Princess F55, sleeps 6; Maritimo M55, 4,550 L Owner
60 ft 3 cabins, 2 ensuites 5.2 to 5.9 m 4,550 to 7,000 L / 700 to 1,200 L Maritimo M60, 3.2 m tender garage; Grand Banks 60, 7,000 L and 2,000 nm at 10 knots Owner, or day crew
65 to 68 ft 4 cabins, or 3 plus crew 5.5 to 5.9 m 4,500 to 6,500 L / 750 to 1,100 L Riviera 645 SUV, 4 cabins; Palm Beach 65, 6,000 L; Riviera 6800, 4 cabins plus crew cabin Owner with help, or captain
75 ft 4 cabins plus utility or crew cabin 6.0 m 10,000 L / 1,400 L Maritimo M75, about 400 nm at 24 knots, thrusters, joystick, gyro Captain, or a very experienced owner

Two things move with length that buyers underestimate. The tender grows with the boat: a swim-platform tender is about 3 m on a 12 to 15 m yacht and 3.5 m on a 20 to 25 m yacht, and a garage on a 65 to 68 ft boat swallows a 3.7 m RIB. The systems grow with it: air conditioning on a boat this size means a generator, 17.5 kW is the base spec on the M50, and the gyro that stops her rolling at anchor is a Seakeeper 10 on a 50 to 60 ft boat, list price about US$127,000 before installation, and a Seakeeper 18 at 60 to 75 ft.

Open water off the aft deck of a motor yacht at cruising speed
Use decides length — a boat for the Broadwater and a boat for the Whitsundays are different boats.

How the running costs scale

Every line scales with length, and some scale faster than length.

At Berth, SYC member, a year Fuel burn at cruise, from sea trials Antifoul Crew
49 ft $10,230 Maritimo M50: 210 L/h at 18.7 knots GCCM package from $89.50 a foot to 50 ft, about $4,400 Owner
55 ft $16,087 (59 ft double) Riviera 5400: 132 L/h at 16 knots, 186 at 24; Maritimo M55: 176 L/h at cruise Quote only above 50 ft Owner
60 ft $19,311 (59 ft single) Grand Banks 60: 86 L/h at 15 knots, 228 at 25 Quote; allow around $10,000 all in Owner or day crew
65 ft $23,954 (66 ft) Palm Beach 65: 165 L/h at 25 knots; Riviera 645: 276 L/h at 22 Quote Owner with help
68 to 73 ft $29,308 (73 ft) Riviera 6800: 282 L/h at 27.7 knots Quote Captain likely
82 ft $38,226 Twin 1,500 hp class: 300 to 400 L/h at cruise Quote Captain and crew

Southport Yacht Club is the only Gold Coast marina with a published rate card; the others quote, and the resort marinas cost more. Visitor rates at Southport are 40 to 50% above member rates. Insurance follows the sum insured, so it scales with price rather than length, at somewhere between 1 and 3% of value a year. The 10% rule of thumb holds well for a new owner-operated boat under warranty and understates an older or larger one, which is why Australian brokers say 10 to 15%. Our cost-of-ownership guide builds the whole bill for a 60-footer.

What the Gold Coast decides for you

The ten-foot rule

Underwriters look for experience on a boat no more than about ten feet shorter than the one they are insuring. A 40 to 50 step is normal; 25 to 50 is not. Above the jump they attach a condition: a professional captain aboard until they sign you off, anywhere from a week to a season. Insurers count boats you have owned, not boats you have driven.

Owners who have made the jump say the same thing on every forum: step up in stages, or charter the size first. Docking a 60-footer with pods and a joystick is easier than docking a 40-footer with shafts, but the boat itself, the systems, the yard bills and the hours of upkeep are what change, and they change by the cube.

Marine HQ
Torn between two sizes? Bring us the shortlist. We will tell you what each one costs to run here and which one you will actually use.
Call 0439 748 387

Hull type and range

A planing hull gets you to Moreton Bay for lunch; a displacement hull gets you to the Whitsundays on a third of the fuel. Full-displacement boats cruise at 6 to 9 knots, semi-displacement at 10 to 16 and beyond with power, and planing boats’ running costs are commonly 50 to 150% higher than a displacement boat of the same length. The Grand Banks 60 shows the trade: 2,000 nm at 10 knots, 636 nm at 25. The Riviera 5400 does 854 nm at displacement speed and 354 at 24 knots. If the plan is a season north, tankage and range at the speed you will actually run matter more than the length.

What it costs to buy

New-boat prices in Australia, from published tests with their dates, so you can see the bands:

Boat Length Published price When
Maritimo M55 55 ft from $2.167 million 2021 launch
Maritimo M50 50 ft from $2.77 million October 2025
Princess F55 55 ft $3.49 million base, $3.79 million as tested May 2023
Palm Beach 65 65 ft about $4.2 million as tested 2018
Grand Banks 60 60 ft $4.13 million base, $4.5 million as tested 2018
Riviera 6800 Sport Yacht 68 ft from $4.9 million October 2024

Depreciation runs roughly 10 to 20% in the first year, 30 to 40% by year three and 40 to 50% by year five, then flattens. That is the case for a three to five year old boat: the big hit is taken, the warranty may still have life, and the survey tells you what you are buying. Riviera is widely noted for holding its price, and the Australian luxury segment gained share in late 2025 while trailer boats fell. Brokers put the deepest demand in the 30 to 70 ft power range, so a well-kept boat in this band is also the easiest to sell when you move up.

Two schools of thought on the first boat, and both are right for someone. “Buy your second boat first” skips the starter boat you will outgrow in a year. “Start small” makes sure you like it before you commit. The compromise most experienced owners land on is a boat one size below the dream, run for two seasons, with the records kept so she sells well.

Before you decide

What we do

Marine HQ’s pre-purchase consultation is exactly this conversation with your shortlist in front of us: what each boat will cost to berth, antifoul, insure, fuel and crew on the Gold Coast, whether you can run her yourself, and what the survey and sea trial should look for on that particular model. We look after boats across every size in the tables above, here on the Gold Coast. Call 0439 748 387 or email yachtsupport@marinehq.com.au before the deposit, not after.

Questions owners ask

What size motor yacht suits a couple on the Gold Coast?

For a couple who day-boat and do weekends aboard, 50 to 60 ft is the sweet spot: three cabins, a proper galley, 3,000 to 4,500 litres of fuel, and still owner-operated. Owners’ forums put 60 to 65 ft as the comfortable top for two people and 70 to 75 ft as the stretch, where insurers start asking about a captain.

What size boat do I need for a family of four?

Sleeping four comfortably with guests needs three cabins and two heads, which starts around 50 ft in the Australian production boats: Maritimo M50 has two staterooms, the Riviera 5400, Princess F55 and Maritimo M55 have three. Four cabins plus a crew cabin start at about 65 to 68 ft.

How much more does ten extra feet cost to run?

More than ten feet’s worth. At Southport Yacht Club a 59 ft single berth is $19,311 a year and a 73 ft is $29,308, member rates, May 2026. Fuel at fast cruise goes from about 180 litres an hour on a 55-footer to 280 on a 68. Antifoul is quoted above 50 ft, insurance follows the sum insured, and above about 70 ft you are budgeting for crew. The 10% rule of thumb holds well for new owner-operated boats and understates the cost of older or larger ones.

Is a 60 ft boat too big for a first boat?

Not by law, but insurers want to see experience on a boat no more than about ten feet shorter than the one you are insuring. Jumping from a 30-footer to a 60 usually brings a condition that a professional captain signs you off, sometimes after weeks aboard. Owners who have done it advise stepping up in stages, or chartering the size first.

Which sizes hold their value best?

Boats lose roughly 10 to 20% in year one, 30 to 40% by year three and 40 to 50% by year five, then flatten, so a three to five year old boat has taken the big hit. In Australia the luxury segment gained share in late 2025, Riviera and Sunseeker among them, and brokers say the strongest demand sits in the 30 to 70 ft power range. A clean, well-maintained boat with records sells in almost any market.

Can I take a 50-footer to the Whitsundays?

Yes, comfortably. The usual track is 50 to 60 nm hops with a 650 nm total, and a Riviera 5400 carries 3,000 litres for 354 nm at 24 knots or 854 nm at displacement speed. What matters more than length is tankage, range at the speed you will actually run, and a hull that is happy in a following sea. Our Whitsundays guide has the passage.

Next step

Rather have someone do this for you?

Marine HQ looks after motor yachts across the Gold Coast — the maintenance schedule, the yard, the trades, the crew and the compliance — and shows you every job and every dollar in your own MyYacht app. Tell us about your yacht and we will tell you what she needs.

Where the figures come from

Published rates and sources checked on 11 September 2026. They change — confirm with the provider before you rely on them.

  1. YachtBuyer — Buying the right boat size (August 2026)
  2. YachtBuyer — How much does a new yacht cost to run (the 10% rule)
  3. YachtBuyer — What size tender do I need (September 2026)
  4. Intermarine — What size boat should I buy (July 2025)
  5. YATCO — Yacht sizes explained (June 2025)
  6. YATCO — Yacht depreciation (June 2025)
  7. YachtForums — How large can I go without a crew?
  8. Trawler Forum — Too big or too small? (February 2023)
  9. Trawler Forum — Insurance: at what point is a boat too big?
  10. The Boat Galley — Boating experience and insurance (the ten-foot rule)
  11. Boat Gold Coast — Buying a boat guide
  12. Club Marine — Advice on buying your first boat
  13. World Wide Boat Brokers — 20 questions to ask before buying (October 2025)
  14. Southport Yacht Club — Marina rates as at 1 May 2026 (PDF)
  15. Gold Coast City Marina & Shipyard — Antifouling package
  16. Gold Coast City Marina & Shipyard — Dry boat storage
  17. Seatech Marine — Guidelines for superyachts on the Gold Coast
  18. AHI Marine — How to navigate the Coomera River
  19. boatsales — Coomera River speed limits
  20. boatsales — Maritimo M50 review (October 2025)
  21. Powerboat Magazine — Riviera 5400 Sport Yacht
  22. boatsales — Princess F55 review (May 2023)
  23. Trade-a-Boat — Maritimo M55
  24. Maritimo — M60
  25. Maritimo — M75 in the global 70-foot market (March 2026)
  26. boatsales — Grand Banks 60 review
  27. Powerboat Magazine — Palm Beach 65
  28. Powerboat Magazine — Riviera 645 SUV
  29. boatsales — Riviera 6800 Sport Yacht review (October 2024)
  30. Club Marine — Riviera 6800 boat test (August 2024)
  31. Marine Business News — Q4 2025 Australian marine market report
  32. Latitude Yacht Brokerage — The power yacht brokerage market heading into 2026
  33. Seakeeper — Sizing guide
  34. North Pacific Yachts — Full displacement vs semi-displacement (July 2025)
  35. Coral Sea Marina — Cruise the Whitsundays: where, when and how